JR Private Finance
JR Private Finance is the FCA regulated debt brokerage arm of the JR Capital Group.
Founded in 2006, JR Capital is a multi-family office business looking after international high net worth and ultra high net worth families with a strong focus towards UK property investment, development & finance.
JR Capital’s Principals have a strong finance background, having worked in the industry for many years with Barclays Private Bank, HSBC Investment Bank & Merrill Lynch. Since 2006 they have arranged over £3 billion of debt funding, covering Real Estate, Asset Financing and Lombard lending.

Based in Marylebone, we are a fully independent residential and commercial debt broker, giving specialist advice on:

  • High Value residential mortgages for international clients
  • Regulated Mortgages
  • Investment mortgages for both UK and International clients
  • Commercial term financing
  • Development Funding for both Residential and Commercial
  • Bridging
  • Sharia’a compliant financing
  • Asset Finance & Lombard Lending
Row of beautiful white edwardian houses in Kensington, London
berkeley-square
London panorama at sunset, Shard, London bridge and river Thames
We are relationship driven and, alongside our industry experience, our long standing high net worth client base make us a leading brokerage. We pride ourselves on providing the highest level of service offering mortgage and protection advice to clients.

With access to the whole mortgage market, we can offer completely impartial advice. We consider every lender and will look to tailor your specific needs when assisting you. Our relationships with the UK’s high street banks, private banks and specialist lenders means we can help you whatever your circumstance, complex or not.

John Collier-Wright

John established the JR Capital Group following a 15-year career as an Investment Banker working for HSBC Investment Bank and Barclays Wealth in London where he held senior management positions responsible for marketing the Middle East and specialised in the UK property sector.

Fluent in Arabic, a speaker of Spanish, Italian and French, he has lived and travelled extensively throughout the region and has built up a large network of high level institutional and private clients in the Middle East over the past 25 years.

A seasoned deal maker John has completed numerous high profile deals in his career to date, including the sale and structuring of Riverlight (www.riverlightlondon.com) purchased by Berkeley Homes with a Gross Development Value (GDV) of over £1 billion.

John heads up the team at JR Capital and takes overall responsibility for investment strategy.

Henry Desch

Henry joined the JR Capital Group in 2021 to establish JR Private Finance, bringing a wealth of experience in both the Middle East and the debt side of property financing.

A fully qualified IFA and FCA regulated mortgage broker, Henry has mixed his career advising on debt, investment and protection with being involved in Islamic Finance transactions. Some of the major transactions he has been involved in include the Sharia’a compliant debt tranche involved in the financing of the development of the £1bn Shard development at London Bridge.

Henry spent much of his career at the DDCAP group, a subsidiary of IPGL (Michael Spencer’s private investment group), where he headed up the Business Development team. He’s travelled extensively throughout the Middle East and has a good understanding of the needs and requirements of the clients. Henry also set up the Islamic Finance desk at Tullett Prebon, a subsidiary of TP ICAP the FTSE 250 interdealer broker.

Throughout his career, Henry has worked at Merrill Lynch, Baigrie Davies and Stadden Forbes, specialising in Residential, Commercial and Development Finance. Henry has arranged funding for multiple residential mortgages, both standard and complex cases, as well as term loans on investments, bridging and development. He has also arranged insurance policies for his customer base to ensure their protection needs are catered for.

Philip Carroll

Philip joined the JR Capital team from HSBC Private Bank where he spent 15 years as a Senior Relationship Manager covering the Middle East. Philip is responsible for Private Client and Banking Services, specialising in advising families on the structuring and management of their UK affairs and has been responsible for over £250 million worth of transactions in recent years.

Recent significant transactions include the structuring and refinancing of a Central London £25 million residential loan portfolio in Regents Park, a EUR10 million financing package on the French Cote d’Azure and the US$7 million equity release of a contemporary art portfolio arranged through a New York financial institution.