Life Assurance
Life assurance pays out a tax-free lump sum, in the event of your death or, typically, on diagnosis of a terminal illness.
Critical Illness
Like life cover, Critical Illness Cover (“CIC”) pays out a tax-free lump sum and some policies have life cover incorporated into them as well.
Income Protection
An income protection policy can pay you a monthly income, if you can’t work because of a long-term illness or an accident.
Business & Key Person Protection
Business protection, or business life insurance, refers to a group of policies that can protect your business when times get tough, and offer perks and benefits to employees.
Private Medical Insurance
Private Medical Insurance (PMI) or private health insurance is an insurance policy designed to cover the cost of private healthcare. It will typically cover you for surgery associated with ‘acute conditions’.